Terms and Conditions

Effective Date: 6/01/2025
Website: https://toiandbrandon.com
Owners: TOI AND BRANDON

Welcome to TOI AND BRANDON! These terms and conditions outline the rules and regulations for the use of our website and services. By accessing or using our site, you agree to these terms. If you do not agree, please do not continue to use our site.

1. Cookies

We use cookies to enhance your experience. By using our website, you consent to our use of cookies in accordance with our Privacy Policy.

Some cookies are essential for the website to function; others help us improve user experience and performance tracking.

2. License & Intellectual Property

Unless otherwise stated, TOI AND BRANDON and/or its licensors own the intellectual property rights for all material on this site. All rights are reserved.

You may view and download materials for personal, non-commercial use only.

You may not:

• Reproduce, duplicate, or republish our content without permission.

• Sell or redistribute our products or materials.

• Use our resources to build a competing product.

3. Digital Product Use & License

By purchasing or downloading any digital product (e.g., our roadmap, budget sheets, eBooks), you are granted a non-exclusive, non-transferable, revocable license to use it for personal use only.

You may not:

• Resell, share, or redistribute the product.

• Claim ownership or modify it for resale.

Violation of this license may result in legal action and account termination.

4. User Accounts & Conduct

If you create an account with us, you agree to provide accurate information and keep your credentials secure. You may not use the site to:

• Post defamatory or harmful content.

• Attempt to hack, disrupt, or exploit the platform.

• Violate intellectual property laws or any applicable regulations.

We reserve the right to suspend or terminate accounts for any misuse.

5. Pricing, Payments & Taxes

All prices are listed in USD unless stated otherwise. You are responsible for any local taxes or VAT that may apply in your country or region.

All prices listed on our website are exclusive of taxes unless otherwise stated. A standard tax rate of 10% VAT/GST is applied to international sales as required by law. The final tax amount may vary based on your location and local tax regulations. You are responsible for any additional taxes, customs duties, or fees that may be imposed by your country.

We use third-party payment processors and do not store your payment details.

6. Refund Policy

Due to the nature of digital products, all sales are final. We do not offer refunds once the product has been delivered.

If you experience technical issues accessing your product, please contact us at admin@toiandbrandon.com.

7. International Use

Our services are available globally. However, you are responsible for complying with local laws, including tax laws and online commerce regulations in your country.

We do not guarantee that our products or content are appropriate or available for use in every location.

8. Comments and Community Guidelines

Parts of our website may allow users to comment or interact. By submitting comments, you agree that:

• You are responsible for your content.

• You grant TOI AND BRANDON a non-exclusive right to use, modify, and display your content.

We reserve the right to remove any comment deemed inappropriate or offensive.

9. Third-Party Links

Our site may contain links to third-party websites. We are not responsible for the content or practices of these external sites.

10. Disclaimer & Limitation of Liability

We do our best to ensure all information is accurate and up to date. However, TOI AND BRANDON makes no warranties or guarantees regarding:

• The accuracy, reliability, or completeness of content.

• The results from using our products or advice.

To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, or consequential loss or damage from using this site or our products.

11. Modifications

We reserve the right to update or modify these terms at any time. Any changes will be posted on this page. Continued use of the site after changes means you accept the revised terms.

12. Contact

If you have questions or concerns about these Terms, contact us at:

📧 Email: admin@toiandbrandon.com
🌐 Website: https://toiandbrandon.com

Please read our terms and conditions carefully before using our services or accessing our website.